Free statement audit
Send us three months of merchant statements. We show you line by line what you are being charged, then move you onto transparent cost-plus pricing — with no long-term contract.
Find out how much you can save
2 min · How the audit works
Saved in fees for our merchants every year
Processed Annually Through Fix My Fees
New Companies Joining Us Every Month
Trusted by 10,000+ companies
How it works
Most of the work is ours. You submit, we audit, you decide.
Most companies use a processor without really understanding the fees they pay on every transaction. At Fix My Fees we bring integrity and transparency back to the merchant industry.
Fill in the application and submit three months of merchant statements. Every document is confidential and viewed internally only. You are then prompted to schedule a savings call.
In the meantime our team runs a comprehensive audit on your statements and identifies how much you will save when integrating with our processors.
We screen share the analysis of your current fee agreement and where you are being upcharged, and answer any questions about integration. We will never increase your fees — what you see is what you get.
After the call our team runs a final review, and once approved works with your team to move some or all of your processing over within 24 to 48 hours.
With no long-term contracts you go back to business as usual on fixed fees, while we keep putting money back into your bottom line.
Companies we have worked with
Manatt's
Construction company
$100K saved
“How we saved this business over $100,000 in fees in our first year compared to their previous processor.”
Initial state
Result
Bath Fitter
Bathroom remodeling company
30% lower
“How we saved this home services company $60,000 per year at one location.”
Initial state
Result
NAPA Auto Parts
Auto parts store
$45K saved
“How we saved one NAPA franchisee $45,000 a year and upgraded their technology.”
Initial state
Result
Happy Henry's
Car wash
35% lower
“There is no client too small or too big. We also saved this family small business 35%.”
Initial state
Result
AV-Tech Electronics
Electronics outfitter
6.87% to 3%
“This family-owned business outfits police, security and fire trucks.”
Initial state
Result
ATIF
Fitness company
30%+ saved
“How we saved this fitness company money and got them paid the next day.”
Initial state
Result
Merchants We Serve
Franchises, home services, fitness and retail — 10,000+ statements reviewed across the US.
Short explainers on the parts of processing nobody tells you about
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1:21
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1:48
Three statements is all it takes. The audit is free, and you keep the analysis either way.
We price on a cost-plus model: you pay interchange plus a disclosed markup, instead of a blended rate that hides the difference. Volume across our merchant base keeps that markup low.
More than 10,000 businesses have been reviewed and we process $1.4B annually on their behalf.
The large majority. When we cannot beat your current agreement we tell you so and you keep the analysis.
No. Your markup is fixed in writing. What you see on the savings call is what you get.
Next-day funding as standard, with same-day funding available depending on your batch time and bank.
Submit an application and we set up your account, terminals or gateway, and walk your team through taking the first payment.
Interchange is the wholesale cost set by the card brands and paid to the cardholder's issuing bank. Nobody can discount it — the difference between processors is the markup on top and how well transactions are qualified.
Statements are viewed internally by our audit team only, are never shared with third parties, and are deleted on request.
Around 30 to 35% of what they were paying before, and up to 40% where old technology or downgraded transactions are involved.
Very few. There is no long-term contract keeping anyone here, which is the point.
Card present and keyed cards, tap and mobile wallets, e-invoicing, ACH, and check guarantee.
PCI compliance is the card brand standard for handling cardholder data. We handle your annual attestation, keep your equipment current, and include breach protection.
